Affordable and Sensible FHA Purchase Options
Offering homeownership to a wider population, FHA loans make it easier to both qualify and afford a home loan for many across the country. Backed by the Federal Housing Administration, FHA mortgages help those who wouldn’t qualify for conventional home loans to obtain funding in order to buy a home.
With lower down payments (as little as 3.5% down), easier qualification criteria, and reduced mortgage insurance premiums, FHA-backed loans extend the possibility of home ownership to those whose credit scores and debt ratios have prevented them from seeking funding in the past.
Even those with a FICO score as low as 560 can start their path to homeownership with our lending options. Previous foreclosures and bankruptcies don’t necessarily bar you from future homeownership either as we can work with these special cases, ensuring your ability to get you credit back and track and you back in a home that you love. We’ll go over all of the FHA loan requirements to find out if you quality, and if not investigate other options.